The common belief that "it won’t happen to me" often means you have a plan to support your family, pay off your home loans and build wealth for retirement BUT most of us do not have an adequate plan to protect the very thing that generates the wealth—themselves!
Life Insurance, Total & Permanent Disability (TPD) Insurance, Income Protection Insurance (also accident & sickness) and Trauma/Critical Illness cover is designed to protect you and your family.
This important protection is affordable, can be tax deductible and could be funded through Superannuation.
Cook & Cook Financial Services can help you answer the following questions?
Underinsurance is a huge problem in Australia. According to the Australian Securities and Investment Commission (ASIC): "60 percent of families with dependants don’t have sufficient life insurance to financially care for their family for any more than 12 months should the main breadwinning parent die."
Unfortunately the automatic insurance offerings of most super funds aren't adequate. How would you and your family survive if a major illness like cancer or heart attack or a major accident causing injury were to strike?
Contact Cook & Cook today for more information how personal insurance will protect you and your family or if self-employed, your business. Or click on the appropriate link below: